Explore our comprehensive range of real estate loan products. From hard money bridge loans to ground-up construction financing, we offer tailored solutions for various property investments.
Hard Money Bridge Loans
Loan Amount
$100,000 - $50,000,000 (Min. Property Value $150K)
LTV Range
65% to 80% for credit above 650, 50% to 65% for low/no credit
Term Length
6 to 24 Months (Interest Only)
Interest Rate
7% to 9% for experienced investors, 9% to 14% for limited experience
Rental Investment Property Loans
Commercial Property Loans
1
Loan Amount
$100,000 - $50,000,000 (Min. Property Value $150K)
2
LTV Range
75% to 85% for income-producing properties, 60% to 75% for vacant properties
3
Term Length
5 to 30 Years
4
Interest Rate
8% to 12% for credit above 680, 9% to 14% for credit below 680
Ground Up Construction Loans
1
Loan Amount
$100,000 - $50,000,000 (Min. Land Value $150K)
2
LTC Range
70% to 75% LTC (Up to 100% Rehab) for experienced investors
3
Term Length
6 to 24 Months (Interest Only Payments)
4
Interest Rate
8% to 12% for significant experience, 10% to 14% for limited experience
Required Documents for Pre-Approval
Loan Application
1003 Real Estate Loan Application or Commercial Real Estate Loan Application
Financial Statements
3 Months of Bank Statements
Property Information
Purchase Agreement or Recent Mortgage Statement
Credit Report
Recent Credit Report
Loan Eligibility and Coverage
Property Types
Single-family homes, multifamily, condos, townhouses, offices, industrial/warehouse, mixed-use, retail, and more.
Geographic Coverage
Available in all 50 states, in areas that are not too rural. International financing is not available.
Restrictions
We currently do NOT lend on primary residences. Up to 50% LTVs for vacant land.
Loan Process and Closing
1
Submit Scenario
Email loan scenario to mdmpropertyfunds@usa.com
2
Underwriting
Review of required documents and property information
3
Appraisal and Title Work
Property valuation and title verification
4
Closing
Final approval and closing, typically within 2 to 4 weeks